Will my credit score start out really low (I’m establishing credit)?

Will my credit score start out really low (I’m establishing credit)?

OMG…six months before a score even shows up?! I’d talked to a USDA lender about a mortgage and he was thinking I’d have a score within 2 months! I didn’t expect it to be high or anything, but I expected it to exist and be at least 600. (I’ve never had credit, but I DO have stable income and a history of alternative credit" that they sometimes accept.) I know that credit requires as much care as a newborn baby. I guess I just need to breathe and take things as they come."

ANSWER: For Finance and credit solutions I always visit this website where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2grounadupecwa

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I had to file chapter 7 bamkruptucy in 1996. I reaffirmed one credit card and agreed to pay them 5,000 dollars .I owed them 15,000 . ten years later they send me a 1099c for the remaining balance."

What does bankruptcy eliminate?
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"I think I may have just got scammed, please help.?"
Update: I normally don’t do this sort of thing. Like I said I did it without much forethought. I did some research before hand on the website to see if it has been reported as a scam, and on a couple websites I read it was a trusted site. I should have known better though, I’m 21 and my dad has taught me for years of all the scams on the internet. So yeah stupid move on my part, lesson learned. I’m going to call my bank ASAP. I appreciate the responses, thank you."

How can i get my free credit score and where?
How can i get my free credit score and where?

Should I file for bankruptcy?
I am a 25 year old female, and I’m engaged to a 26 year old male. Between all of my credit cards and student loans, I owe approximately $20,000. *ouch* (I’ve had a lot of difficult life situations, we’ll say.) Anyways, my fiancee has o.k. credit. He only has one credit card with a limit of $1000 and he pays his minimum payment ALMOST every month. He only owes $500 on it. It’s hard for us to make the min. payments on all of my debt….we are sinking even more. I know that bankruptcy stays on your file for like 7 years….which sucks, but I almost think it’s worth it considering how much I owe. My fiancee can be in charge of getting new cards, booking hotel rooms, etc etc. (Things you need good credit for). Think I should?"

What is the average cost of bankruptcy in Colorado (colorado only please). ? ?
Last I heard depending on whom you used for your lawyer or company it was between $500 and $1000. That was 4 years ago. A friend of mine just got a quote for $1500. I believe it may have gone up , but that seems a bit high. And Btw, I mean chapter 7. Thanks in Advance"

What is it called when someone doesn’t repay a personal loan?
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Hindi- how do you say happy birthday?
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Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How much of a loan could I be approved for?
With a credit score of 700, how much could someone get approved for with an auto loan?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can you get a student loan if you are in a bankruptcy?
I filed for Chapter 13 bankruptcy a little over a year ago, and I am finally getting the opportunity to go back to college. The tuition is a bit more than the Pell grant will pay, and I am looking into applying for a student loan. However, I am still paying for my bankruptcy, and I am unsure if I would be able to apply for a student loan while still in bankruptcy. If anyone knows more information about this I would be so thankful."

Auto Loan with 560 Credit Score… What kind of interest am I looking at?
So I’m looking to purchase a used car for roughly about $16,500 but I have a credit score of 560 with a BK and Repo. I’ve been discharged for 2 years now and seems like my credit it getting better. I do have a stable job where I bring in 42k a year. Also, I have roughly about a $1000 for down payment (which is not a lot, I know). What kind of interest rate am I looking at?"

Best way to improve credit rating without an auto loan?
I will say I hate dealers haven’t had an auto loan in 25 yrs. My problem is that my credit is not bad but its not good either, I don’t have established credit I’m trying to save for a house thought maybe trading in my small suv for newer vehicle thought maybe a loan would help me get back on track. My problem is that the dealer is trying to put me in something that i can’t afford 340 month 18% interest…i dont think so. Thought about it today im keeping my truck thats paid for just wondering what other ways i can improve my credit. Thanks."

"I am planning on filing bankruptcy, should I stop paying my credit cards?"
I am planning on filing bankruptcy, should I stop paying my credit cards?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How bad of a interest rate will I have after Chapter 13 Bankruptcy?
I have been in Chapter 13 for the past 5 years. My case is in the process of closing now. I did get a car loan about 2.5 years ago, and got it approved by the Trustee. It was a car with high mileage and a high (very high) interest rate. I have never been late on a payment to the Trustee, or a payment on my car loan. My car is now approaching 140,000 miles and starting to run bad. Will I be able to get a better interest rate on a loan then the one I got 2.5 years ago when my case is officially closed? Should I not even try to go to a dealership yet because my credit will still be horrible? Anyone have any experience with this kind of situation?"

Is there a website where I can view my credit score and report without having to sign up for monthly payments.?
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Any Good online payday loan?
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How can we buy this home with bad credit?
Found this home initially for rent. Beautiful 5 bed/2.5 bath for $700/mo. Owner decided she needs to sell instead of renting and will sell it to us for $95,000 if we can get financing. That’s the problem I have bad credit and husband has none. Spoke with a loan officer and she told us that if my husband opens up 3-4 credit cards and puts $3000-$5000 in a savings account we’ll be ready for an FHA loan in 90 days. How realistic is that? Seriously….I don’t know looking for the input of others."

Do you find Harley riders annoying?
Do you find Harley riders annoying?

Have you represented yourself in bankruptcy court?
i’m anticipating filing for bankruptcy and i cannot afford the $1000 for a lawyer plus $299 for the court fees. Has any body ever filed pro se, if so how was the experience and do you recommend it? thanks. please no rude comments either, i’m going through a hard time as many americans do"

Will your insurance increase from a parking ticket?
Hi i got a parking ticket in Boston for parking in a No stand/No Parking spot and im curious if they will increase your insurance

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Will my credit score start out really low (I’m establishing credit)?
OMG…six months before a score even shows up?! I’d talked to a USDA lender about a mortgage and he was thinking I’d have a score within 2 months! I didn’t expect it to be high or anything, but I expected it to exist and be at least 600. (I’ve never had credit, but I DO have stable income and a history of alternative credit" that they sometimes accept.) I know that credit requires as much care as a newborn baby. I guess I just need to breathe and take things as they come."
ANSWER: For Finance and credit solutions I always visit this website where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2grounadupecwa
Will i be able to get a car after bankruptcy?
my husband and i are filing for chapt.7, and he told me that i will have to give up my car because its a bank loan??? he keeps telling me that we can get a new car before the final papers are signed??? im sooo confused by all of this…is this even possible? will i be without a car??"

How do I get my title to my car after Bankruptcy?
Well see I was in bankruptcy but lost my job so stopped paying bankruptcy so the case was dismissed so will he still be able to help me get my car title

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can you avoid paying interest on your credit card if you pay it off in full before the min. payment is due?
It seems that I have heard some people say that they use their credit card and pay it off in full before the due date and they believe they pay absolutely no interest. Is this true? It seems to me that if you used a credit card and had an outstanding balance for say 20 days before the payment was due, you would have interest calculated on 20/360 days times rate times principle. Thanks."

Will checking my credit hurt it? Where can i check it?
I e no am a teen just now living on my own and i have no idea how to do this

I am about to file Ch. 7 bankruptcy and need to buy a car without a loan. Will I get to keep it?
This will sound like I already have the answer, but I just want to be sure. I live in MN. The motor vehicle exemption looks to be $4400. I have no car right now. I’m going to bay cash ($5000) for a car that blue books at $7000 retail. A good move, but not if I will get it taken away. I will consult an attorney, but wonder if anyone out there knows. Thanks"

Do credit card purchases show up in your recent account activity online (Chase)?
I’m asking because I bought something from Amazon and thought I ordered on debit, however it’s not showing up in account activity as it should. So, I’m thinking maybe I accidentally made the purchase on credit instead of debit…? I already received the items too. Is it not showing up because credit purchases aren’t shown online or what?"

How do i pay off the mortgage on monopoly?
im on the android game and i can’t figure out how to pay the mortgage off on a property that i bought from another player. can you please give me detailed instructions of where to go and how to pay the properties off? thanks in advance

What is the bankruptcy code in regards to filing for chapter 7 & receiving a tax refund?
I had my hearing for chapter 7 my atty told me that up to something like 80% of my tax refund but atty won’t tell me if I’ll get it all back if no one files a claim or explain any further just says almost always a creditor files a claim.

Your card company quotes you 17.9% rate. Interest billed monthly. What is actual rate of interest you pay?
the answer choices are: A. 19.72 percent B. 19.44 percent C. 19.57 percent D. 19.21 percent E. 19.03 percent

Up to my ears in debt. what is bankruptcy?
What is bankruptcy? I am 20 years old with quite a bit of debt in my opinion. I have a $5000.00 credit card that has not been paid in about 6 months. I have a contract for a Bell Mobility Turbo Stick, thought it was good at first until my second bill was over $600.00 that was a year ago and that is in collections now. I had a contract with two cell phones in my name, the other person screwed me over and my bill for both accounts was 1100.00 the phones were disconnected and I put $50.00 on the account every two weeks but that was not good enough now that is in collections… I know it wasn’t the minimum payment BUT I was giving what I could… I have a $5000.00 student loan for a course that I CANNOT get a job for… the payments were to be made December 31 and I did make the payment and there are arrangements for the full amount of 80.00 to come out each month. I am working full time making minimum wage.. I would like to go back to school but simply cant right now, I even had to move back in with my parents and they are charging me rent 300.00 each month. I leased a car out that I could no longer afford and my parents took over the lease and paid for the two months I was late.. I leased a car because when I did graduate I did find a decent temp job but after the 3 months I was let go… I just don’t know what to do.. at the rate I am going I will never be able to own anything…"

Any lender to stay away from for a new auto loan?
Any lender to stay away from for a new auto loan?

How can developing countries solve their debt problems?
Help ???How to solve the debit problem of a country??????

I owe money to a man who just filed Chapter 7 bankruptcy and now I owe the laywer?
I owe a man who filed bankruptcy chapter 7 in Ohio and I recieved a letter saying to pay the lawyer not him. It says in the letter and I quote The undersigned is the duly appointed and qualified Trustee in the above captioned proveeding under Chapter 7 of the Bankruptcy Code. As trustee I have legal title to all non-exempt assets of the Debotors in this case invluding any of their right to the balance uner a vertain installment sale of may 10th 2010

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How to cancel my greendot card?
so i have a greendot card. and it has -11.16 on it, and i want to cancel it, so i can open up a new one for $5 instead of of paying the $11, but i do not feel like opening a new email just for this! so how do i cancel my greendot account?"

I need help with car loans? how does interest work?
i am 17 im tryin to buy a $4998 car which basically is $5000 my mom will co-sign but ill make all the payments, i have a job that pays $8/hr n i do like 30hrs per week and im tryin to see how interest works, my mom has good credit so im guessin, ill hopefully get a 10%interest obvioulsy ill pay the money when its due, what im concerned about though , is the how interest affects the price, if there is a 10% interest then will the car be 5500? or ill pay say $200 plus 10%interest thus making it $220? please help? this is confusing"

"Im in 24,000 worth of debt, i wanna file bankruptcy?"
I lived in md, what should I know about bankruptcy and do it help"

What is the difference between filing Chapter 7 or 11?
I am talking about bankruptcy

Car title & Bankruptcy?
I have a car in mine & my grandfathers name. He is ill and my aunt is filing bankruptcy for him. She keeps telling me we need to get her more info, and I have given her everything I have, including the paperwork that says OR"" for both mine and my grandfathers name. I am in the process of getting his name taken off and have been told by the DMV it would be about 6 weeks. My question is that if it says ""OR"" and the payments are current is it going to affect his filing?"""

"I have a loan, with a cosigner, if he declares bankruptcy and declares on the loan, will my credit be effected?"
the loan was in his name with me as a cosigner, if that even matter. we traded months making payments, and got behind, 2 months and they repo’ed the car that the loan was for. so now he is declaring bankruptcy, and i have no car, no job (got laid off), and a $14,000 debt. It just doesnt seem right, but life always isn’t fair, but its gonna push me over the edge into bankruptcy myself if it i held against me"

Is fakenamegenerator legal?
there is this website called http://www.freenamegenerator.com that sets you up with a fake credit card. it sounds illegal but u would think that if it was illegal then it would b shut down. is it legal or not?

Where can i get a auto loan from if i have bad credit?
Where can i get a auto loan from if i have bad credit?

Do they do a criminal background check when applying for a mortgage?
Do they do a criminal background check when applying for a mortgage?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Will my credit score start out really low (I’m establishing credit)?
OMG…six months before a score even shows up?! I’d talked to a USDA lender about a mortgage and he was thinking I’d have a score within 2 months! I didn’t expect it to be high or anything, but I expected it to exist and be at least 600. (I’ve never had credit, but I DO have stable income and a history of alternative credit" that they sometimes accept.) I know that credit requires as much care as a newborn baby. I guess I just need to breathe and take things as they come."
ANSWER: For Finance and credit solutions I always visit this website where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2grounadupecwa

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